Keep Yourself Warm This Winter – And Save Money

The clocks go back this Sunday (25th October); the good news – we’ll get an extra hour in bed that morning, the bad news – it’ll be dark at 4pm! With the darker days comes the colder weather and the annual ritual of turning on the heating.

For many, this time of year can be daunting, with high energy prices it is costly business heating our homes. A cold home can lead to many problems such as frozen pipes, it can also have health implications for its occupants. Large fluctuations in temperature can cause damp and mould to grow leading to further issues and additional costs.

We’ve put together some useful (low-cost) tips for keeping you and your home warm this winter, whilst saving yourself money:

  • Don’t leave your heating on all day. Some people believe it is possible to save money by leaving heating on all day at very low temperatures. This is not true and will not save you money, it is also a huge waste of energy.
  • Set your boiler’s timer. If you are out of the house for most of the day, set your heating to come on for a couple of hours in the morning (ideally an hour before you wake up) and four or five hours in the evening. More modern timers have the ability to set different schedules depending on the day, so you can have the heating on for longer over the weekend.
  • Set your radiator valves. You should have the ability to control each radiator in your home independently, spend a bit of time getting the temperature levels comfortable.
  • Closed doors keep heat in. If you have a living room off the hallway and your front door is made of wood, you may find you get a draft. Close your living room door during the evenings and you will notice the difference very quickly.
  • If you have gaps under external doors, consider investing in a draught excluder.
  • Put up curtains over your front door. Thick curtains really do work, especially if you have a large hallway and a wooden draughty door.
  • Close all curtains during darkness hours, to help maintain warmth in your home.
  • If you don’t have central heating, try oil heaters, they are more cost effective than electric heaters, quieter and do not create dust (like fan heaters). Once the oil is heated up the electricity turns off and the temperature is maintained for a long time.
  • A modern solution would be to use a smart thermostat such as the ones from Nest or Hive. These devices connect with your heating systems and learn your daily routines and adjust temperatures accordingly. You can also control them remotely (via a Smartphone) to set your heating to be ready for you when you arrive home.
  • Loft installation is possible the greatest heat saver. Some energy companies may give discounts or even fit for free, so make sure you call them before starting any work.

Make Sure You Are Covered

Winter in Britain brings with it many headaches. If you do find yourself falling victim to the cold season, make sure you have the correct insurance cover in place to help you get back on your feet. Brownhill Insurance Group can help you cover against:

  • Frozen and burst pipes
  • Escape of water
  • Storm damage

To discuss your needs, please call us on 020 8658 4334.

Winter MOT

Looking after your home is important all year round but during the winter months, a small problem can soon turn into a major issue. Here are a few things to consider checking around the house before the winter arrives:

  • Loose tiles – Check your roof for any loose tiles that may fall off during a storm. Falling tiles could cause damage to cars parked near your property, garden furniture or worse.
  • Gutters – Getting your gutters cleaned of any build up such as autumn leaves can prevent leaks and overflowing.
  • Drains – Clearing leaves from around drains can prevent flooding around your property.

Brownhill Insurance Group are a leading independent insurance Broker based in Kent.