Protect Your Rent & Legal Rights for Just £147

Protect Your Property Income

Legal expenses and rent guarantee cover
Even the best tenants can cause costly issues. Whether it’s unpaid rent, eviction delays, or legal disputes — a single event can disrupt your finances.

That’s why we offer Legal Expenses & Rent Guarantee Insurance, an optional extension for Property Owners, backed by Temple Legal Protection and underwritten by RSA.

This affordable, specialist cover gives you the legal and financial support you need when things go wrong — so you can stay in control.
What’s Covered
  • Up to £100,000 legal expenses
  • Rent guarantee up to £2,500/month (max 12 months)
  • Property repossession and eviction support
  • Claims against tenant damage or nuisance
  • Tax investigation support
  • Defence against criminal prosecutions (e.g. health & safety)
Claim Examples
  • Tenant defaulted and refused to leave. Legal costs and 5 months’ rent covered during repossession.
  • HMRC launched a surprise tax audit. The policy covered professional defence and legal fees.
  • Tenant caused major damage on departure. Legal costs covered to recover repair expenses.
  • Tenant stopped paying during COVID. Rent and eviction costs covered while property was re-let.
Who’s Eligible?
  • UK-based residential properties let under an Assured Shorthold Tenancy (AST)
  • Tenant(s) must pass standard referencing including credit checks
  • Properties must be fully compliant with legal rental requirements (e.g. EPC, deposit protection)
  • Cover applies to new tenancies or existing ones without prior disputes or arrears
Exclusions to be aware of

Speak to Your Account Manager

Got questions? We’ll walk you through the cover, eligibility, and pricing.

Add It to Your Existing Policy

No need for a new contract — this sits alongside your current Property Owners cover.

Relax, You’re Protected

Whether it’s unpaid rent, legal disputes, or eviction delays — we’ve got your back.
Add Cover Today
  • Call us on 0208 353 8013 
  • harry.streeter@brownhillgroup.co.uk

Common Queries

It provides legal expenses cover (up to £100,000) and a rent guarantee of up to £2,500 per month for up to 12 months, if your tenant defaults. It also covers eviction support, property damage claims, and tax investigations.

This is designed for landlords with UK residential properties let under an Assured Shorthold Tenancy (AST). It’s available as an add-on to your existing Property Owners policy.

Yes — the cover requires that all tenants are properly referenced and credit-checked before the tenancy starts. We can guide you on what’s required.

Yes, you can add this cover at any time — you don’t need to wait for renewal.

Yes — the policy covers unpaid rent up to £2,500 per month, for a maximum of 12 months, while you regain vacant possession.

You’ll contact our team or the insurer directly. Approved legal professionals will handle the dispute on your behalf, and rent payments will continue (if covered) during the legal process.

Yes, if you’re pursuing legal action against a tenant for property damage, the legal costs to recover losses are included under the policy.

Just £147 per property — a one-off payment that adds 12 months of rent guarantee and legal protection to your existing Property Owners policy.

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