Unoccupied and Non-standard Property

Features and Benefits

  • Up to £3m Buildings Sums Insured
  • Up to £250,000 Contents Sums Insured
  • £5m Property Owners Liability available upon request
  • Reinstatement basis only
  • 3, 6, and 12 months policies available
  • Minimum premiums starting at £350 + IPT
  • Three levels of cover available from basic to comprehensive
  • Trace & Access cover available
  • Alterations and Renovations for “acceptable standard works” providing contract value up to £250,000
  • Listed buildings considered
  • Properties with composite panels considered
  • Alarms and Guarding required for larger premises

Empty residential property image

Tailored Protection for Unique Properties

Commercial properties come in all shapes and sizes, each with its own set of distinctive features. Unoccupied and non-standard properties, whether vacant for renovation, awaiting new tenants, or uniquely designed, require specialised insurance coverage. At Brownhill Insurance Group, we understand that standard policies often fall short when it comes to safeguarding your investment. That’s where our Unoccupied/Non-Standard Property Insurance steps in.

Your Path to Tailored Coverage


Schedule a consultation with one of our insurance experts. During this session, we'll assess your unique needs and provide personalized recommendations based on your circumstances.

Tailored Coverage

Once we understand your requirements, we'll craft a bespoke insurance plan designed to protect your assets, aspirations, and lifestyle. This tailored coverage ensures you have the protection you need without paying for unnecessary extras.

Peace of Mind

With your custom insurance policy in place, you can enjoy peace of mind knowing that you're safeguarded against potential risks. Our dedicated team will be there to support you throughout your policy, making any necessary adjustments or handling claims efficiently.

Common Queries

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Registered in England No. 1488763 Registered Office: 2nd Floor, Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.

Brownhill Insurance Group Limited is authorised and regulated by the Financial Conduct Authority, registration Number 306131.

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