Unoccupied Property

Features and Benefits

  • Flexible Protection: Tailor your insurance policy to meet your specific needs, with no maximum limits on buildings or contents sums insured.
  • Enhanced Liability Protection: Enjoy increased Property Owners Liability coverage up to £5 million upon request.
  • Flexible Policy Terms: Choose from flexible policy terms of 3, 6, or 12 months to suit your specific requirements.
  • Competitive Pricing: Benefit from competitive pricing with minimum premiums starting as low as £250 plus Insurance Premium Tax (IPT).
  • Comprehensive Coverage Options: Select from three comprehensive coverage levels, ranging from basic to comprehensive, to ensure your property is fully protected.
  • Enhanced Coverage for Trace & Access: Receive enhanced coverage for Trace & Access, ensuring protection against the costs associated with locating and repairing hidden water leaks.
  • Specialised Coverage for Listed Properties: Tailored insurance solutions are available to meet the unique needs of listed properties, ensuring comprehensive protection for historically significant assets.

Large empty property with high ceilings

Unlock Peace of Mind for Your Unoccupied Property

Are you a property owner with an unoccupied building? Whether it’s a vacant home, commercial space, or investment property, protecting it is crucial. Brownhill Insurance Group understand the unique challenges of unoccupied properties and offers specialised insurance solutions tailored to your needs. We have designed a product which is backed and supported by Lloyd’s of London to provide reassurance to property owners. Products can be quoted and bound in house with documentation issued immediately.

Your Path to Tailored Coverage


Schedule a consultation with one of our insurance experts. During this session, we'll assess your unique needs and provide personalised recommendations based on your circumstances.

Tailored Coverage

Once we understand your requirements, we'll craft a bespoke insurance plan designed to protect your assets, aspirations, and lifestyle. This tailored coverage ensures you have the protection you need without paying for unnecessary extras.

Peace of Mind

With your custom insurance policy in place, you can enjoy peace of mind knowing that you're safeguarded against potential risks. Our dedicated team will be there to support you throughout your policy, handling claims, and making any necessary adjustments efficiently.

Common Queries

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Registered in England No. 1488763 Registered Office: 2nd Floor, Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.

Brownhill Insurance Group Limited is authorised and regulated by the Financial Conduct Authority, registration Number 306131.

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Send us your name, email and telephone number and we will call you back. For immediate service, contact a member of the Private Client Team on 020 8658 4334.

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