Holiday and Second Home

Features and Benefits

  • Comprehensive Contents Protection: Safeguard your personal belongings with robust contents coverage.
  • Accidental Damage Coverage: Enjoy peace of mind knowing accidental damage to your property is covered.
  • New for Old Replacement: Ensure your possessions are replaced with brand new items in the event of a claim.
  • Emergency Travel Assistance: Receive support for unforeseen travel emergencies while away from your holiday or second home.
  • Loss of Rent Protection: Stay financially secure with coverage for loss of rental income.
  • High-Value Item Protection: Protect valuable fine art and antiques with specialized coverage.
  • Outdoor Item Coverage: Coverage extends to outdoor amenities such as swimming pools, garden furniture, and statues.
  • Unoccupied Property Security: Rest assured with theft coverage, even when your property is unoccupied.
  • UK-Based Support: Access UK-based policy wordings, support, and claims assistance for added convenience and peace of mind.

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Luxurious holiday home external view at sunset

Protecting Your Peaceful Getaway

Your holiday or second home is your sanctuary, a place where you can escape the hustle and bustle of everyday life. Whether it’s a cozy cottage in the countryside, a beachfront villa, or a city pied-à-terre, your second home holds a special place in your heart. Protecting it with the right insurance is essential to ensure your peace of mind when you’re away and safeguard your investment for years to come.

Your Path to Tailored Coverage

Consultation

Schedule a consultation with one of our insurance experts. During this session, we'll assess your unique needs and provide personalised recommendations based on your circumstances.

Tailored Coverage

Once we understand your requirements, we'll craft a bespoke insurance plan designed to protect your assets, aspirations, and lifestyle. This tailored coverage ensures you have the protection you need without paying for unnecessary extras.

Peace of Mind

With your custom insurance policy in place, you can enjoy peace of mind knowing that you're safeguarded against potential risks. Our dedicated team will be there to support you throughout your policy, handling claims, and making any necessary adjustments efficiently.

Common Queries

We offer a range of private insurance solutions, including home, motor, valuable possessions, art and personal liability coverage.

Your dedicated broker will work closely with you to assess your unique needs and ensure your coverage aligns with your lifestyle and assets.

Some valuables often require additional coverage. We'll help you evaluate your possessions and recommend appropriate coverage options.

Absolutely. We specialise in insuring high-value homes and properties with distinctive features, tailoring coverage to your property's specific needs.

Absolutely. We offer personalised consultations to discuss your insurance needs and create a tailored plan that suits you

A ‘natural disaster’ refers to an event that was outside your reasonable control. Insurers do not exclude any losses or damage caused by natural disasters and things outside your control, and your insurance will cover things such as fire, flood and theft.

Ensuring the right level of coverage for your contents is crucial. Inadequate insurance can result in reduced claims payments or even invalidation of your policy. We recommend insuring your contents for the cost of replacing them with new items. Try our room-by-room contents calculator to accurately assess your coverage needs.

Yes. It is important that you change the amount of your cover to reflect any increase in the rebuilding cost of your home before any work is carried out. It is also important that you tell us about any work that is being carried out that could increase the risk of damage to your home or its contents. In some cases you may need to take out extra insurance, jointly in your name and the name of your contractor, to cover the building work while it is being carried out.

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Registered in England No. 1488763 Registered Office: 2nd Floor, Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.

Brownhill Insurance Group Limited is authorised and regulated by the Financial Conduct Authority, registration Number 306131.

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