Unoccupied Property

Features and Benefits

  • Flexible Protection: Tailor your insurance policy to meet your specific needs, with no maximum limits on buildings or contents sums insured.
  • Enhanced Liability Protection: Enjoy increased Property Owners Liability coverage up to £5 million upon request.
  • Flexible Policy Terms: Choose from flexible policy terms of 3, 6, or 12 months to suit your specific requirements.
  • Competitive Pricing: Benefit from competitive pricing with minimum premiums starting as low as £250 plus Insurance Premium Tax (IPT).
  • Comprehensive Coverage Options: Select from three comprehensive coverage levels, ranging from basic to comprehensive, to ensure your property is fully protected.
  • Enhanced Coverage for Trace & Access: Receive enhanced coverage for Trace & Access, ensuring protection against the costs associated with locating and repairing hidden water leaks.
  • Specialised Coverage for Listed Properties: Tailored insurance solutions are available to meet the unique needs of listed properties, ensuring comprehensive protection for historically significant assets.

Start Quote - Private Unoccupied

What is your current Buildings Sum Insured?


What is your Contents Sum Insured?


Finally

Please provide your email and contact number


Large empty property with high ceilings

Unlock Peace of Mind for Your Unoccupied Property

Are you a property owner with an unoccupied building? Whether it’s a vacant home, commercial space, or investment property, protecting it is crucial. Brownhill Insurance Group understand the unique challenges of unoccupied properties and offers specialised insurance solutions tailored to your needs. We have designed a product which is backed and supported by Lloyd’s of London to provide reassurance to property owners. Products can be quoted and bound in house with documentation issued immediately.

Your Path to Tailored Coverage

Consultation

Schedule a consultation with one of our insurance experts. During this session, we'll assess your unique needs and provide personalised recommendations based on your circumstances.

Tailored Coverage

Once we understand your requirements, we'll craft a bespoke insurance plan designed to protect your assets, aspirations, and lifestyle. This tailored coverage ensures you have the protection you need without paying for unnecessary extras.

Peace of Mind

With your custom insurance policy in place, you can enjoy peace of mind knowing that you're safeguarded against potential risks. Our dedicated team will be there to support you throughout your policy, handling claims, and making any necessary adjustments efficiently.

Common Queries

We offer a range of private insurance solutions, including home, motor, valuable possessions, art and personal liability coverage.

Your dedicated broker will work closely with you to assess your unique needs and ensure your coverage aligns with your lifestyle and assets.

Some valuables often require additional coverage. We'll help you evaluate your possessions and recommend appropriate coverage options.

Absolutely. We specialise in insuring high-value homes and properties with distinctive features, tailoring coverage to your property's specific needs.

Absolutely. We offer personalised consultations to discuss your insurance needs and create a tailored plan that suits you

A ‘natural disaster’ refers to an event that was outside your reasonable control. Insurers do not exclude any losses or damage caused by natural disasters and things outside your control, and your insurance will cover things such as fire, flood and theft.

Ensuring the right level of coverage for your contents is crucial. Inadequate insurance can result in reduced claims payments or even invalidation of your policy. We recommend insuring your contents for the cost of replacing them with new items. Try our room-by-room contents calculator to accurately assess your coverage needs.

Yes. It is important that you change the amount of your cover to reflect any increase in the rebuilding cost of your home before any work is carried out. It is also important that you tell us about any work that is being carried out that could increase the risk of damage to your home or its contents. In some cases you may need to take out extra insurance, jointly in your name and the name of your contractor, to cover the building work while it is being carried out.

Looking for more cover?

High Value Home Insurance

High Value Motor

Renovations

Registered in England No. 1488763 Registered Office: 2nd Floor, Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.

Brownhill Insurance Group Limited is authorised and regulated by the Financial Conduct Authority, registration Number 306131.

Privacy Policy | Cookie Policy | Terms of Business | Terms & Conditions | Complaints Procedure | Copyright Brownhill Group

Send us your name, email and telephone number and we will call you back. For immediate service, contact a member of the Commercial Insurance Team on 020 8658 4334.

Call Back Business

Send us your name, email and telephone number and we will call you back. For immediate service, contact a member of the Private Client Team on 020 8658 4334.

Call Back Personal