Property Owners Insurance

The risks associated with letting or renting property can be substantial and are often quite different from those experienced by owner-occupiers. It is so easy to overlook the importance of having the right insurance cover. Landlords sometimes rely on normal household cover without realising it would not pay in the event of a claim. Tenants often do not bother with insurance at all; both are taking unnecessary risks.

Properties that need to be sufficiently covered under a Let Home policy include:

  • Residential – Houses, Flats & Maisonettes (including Listed Properties)
  • Commercial Property of all descriptions including precincts, malls and portfolios
  • Student/Housing Benefit Tenants
  • Short /Long Term Unoccupied Property
  • Tenants / Lodgers Insurance
  • Emergency Assistance
  • Property Under Construction or renovation

Features and Benefits

  • Buildings of all construction types
  • Landlords contents (contents of common parts)
  • Loss of rent
  • Rent Guarantee cover
  • Fixtures and fittings
  • Public Liability
  • Legal Expenses
  • Directors and officers cover for management companies

Niche Extensions

  • Fidelity Guarantee in respect of directors
  • Engineering and inspection for passenger lifts.
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2nd Floor, Kent House
41 East Street, Bromley
Kent BR1 1QQ

Registered in England No. 1488763 Registered Office: 2nd Floor, Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.
Brownhill Insurance Group Limited is authorised and regulated by the Financial Conduct Authority, registration Number 3061311.